What is your most valuable asset?

It's not your home, your car, or for most people, your investment portfolio. Without your ability to earn a living, you could easily find all those gone. You insure your home, your car and your life. Shouldn't you insure your income? Add up your monthly expenses for housing, food, utilities, transportation, payments on debt, insurance and other necessities. How many months could you maintain your present lifestyle with no income?

Disability income insurance replaces a portion of your income if you are sick or injured. And, if you pay the premiums yourself, the benefits you receive will be income tax free. Individual plans can be tailored to fit your particular needs and budget.

Many employers choose group disability insurance to provide a valuable and cost-effective employee benefit. Short Term Disability and Long Term Disability coverage is available. Combining the two provides a comprehensive plan.

Click on one of the links below to learn more about types of coverage:

Individual Plans

• Non-cancelable
• Guaranteed Renewable
• Business Overhead Expense
• Disability Buyout

Group Plans

• Short Term Disability
• Long Term Disability

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Securities and advisory services offered through Ameritas Investment Corp. (AIC), member FINRA/SIPC. AIC and Rosenbaum Financial LLC are not affiliated. Licensed for insurance sales in CA, OR and WA. Licensed for securities sales in OR. This is not intended as an offer of services or a solicitation of sales in any jurisdiction where we are not licensed or the products described are not available.