Qualified Plans Management

Qualified pension or profit-sharing plans offer employers benefits beyond just retirement income for themselves and their employees. Featuring tax-deductible contributions and tax-deferred growth, these plans aid in employee retention in a cost-efficient manner. Attention to plan design can maximize the tax deduction, target benefits to particular executives, or create specific account balances at certain ages. Rosenbaum Financial is familiar with both defined-benefit and defined-contribution plans and works with many local TPAs to assure maximum tax efficiency and benefits targeted to meet employer needs.

We pride ourselves on providing extensive employee education on investment diversity and appropriate risk management. As independent brokers, we work with many insurers and mutual fund companies to provide cost-effective fund selection and plan administration.